So I mentioned earlier that Life as Mom is hosting Christmas in July over at her place... She is sharing all sorts of great ideas on how to save for Christmas, gift ideas and is hosting daily giveaways. I stopped in just a bit ago to see what she had up today - budgeting tools from Dave Ramsey.
We are die hard Dave fans at our house. I read his Total Money Makeover book last summer and then together Brian and I went through Financial Peace University last fall. Making a budget and paying cash has TOTALLY changed the way we work. Brian and I have never been fighters...but talking about money was never easy. I hated to pay bills - there was never enough money to get it done. The money ran out way before the end of the month did.
Anyways, as I'm reading through the comments on this budget tools giveaway - so many people are commenting on the fact that they are struggling and want to get straight. It makes me hurt to see so many people be where we were just 12 months ago. I want to send every single one of these people a free copy of Total Money Makeover. I actually tried to follow through to one girl's blog but the link wasn't right and it said it wasn't a valid blog. I was really going to approach her about sending her a copy of the book.
I don't currently have any here...but have purchased some before to give away - to friends who I've heard mention of money struggles. Some people are still struggling...some though have jumped on board just as gung-ho about it as we are.
If you're reading this and you're struggling to make ends meet...your money is never enough and you wish you had more - please read Dave Ramsey's Total Money Makeover. It will seriously revolutionize your life and your finances. It is a very easy read and very easy steps. If you have questions, please ask me. I don't claim to know it all but I sure don't mind sharing what I've learned along the way. I'll even send you a copy of the Excel spreadsheet I use to plan my monthly budget. I would love to help everyone get some peace when it comes to money.